HVAC, electrical, plumbing, construction — most successful contractors overpay the IRS by thousands every year, simply because no one ever set their business up the right way. We fix that.
If you run as a sole proprietor or a plain LLC, you pay self-employment tax — 15.3% — on every dollar of profit, on top of income tax. Structured as an S corporation, only your salary carries that tax. The rest doesn't.
Every dollar of profit gets hit with self-employment tax before income tax even starts. On $200,000 of profit, that's north of $25,000 — a year.
You pay yourself a fair wage — that part carries the tax. The rest comes out as a distribution the 15.3% never touches. On the same $200K, that can keep $8,000–$15,000 in your pocket.
And that's one move. It repeats every year — and it's the first of several most contractors have never had run for them.
Not deductions you forgot. Structure your last guy never set up.
Set up and paid right, the salary-plus-distribution split stops the self-employment tax bleed — often the single biggest win.
100% bonus depreciation — permanent under current law — plus §179 lets you write off qualifying trucks, tools, and machines the year you buy them.
The §199A QBI deduction knocks 20% off your business income — and unlike doctors and advisors, the trades qualify for the full amount.
A solo 401(k), SEP, or cash-balance plan can shelter tens of thousands a year — deductions and your own future, at once.
If your children genuinely help, wages up to the standard deduction move income out of your bracket — tax-free to them.
If you own the building you work out of, a cost segregation study plus bonus depreciation can unlock big early deductions.
Seven quick questions about your business. We'll show you where the money's leaking — no email required to see your score.
We'll either show you real money you're leaving on the table, or tell you straight that you're already set up right.
A straight conversation about your business and how it's set up. We point to specific dollars you're likely overpaying — and what it'd take to stop.
If it's a fit, we study your last few returns and model the savings — reviewed by Roger himself — so you see the real number before you commit to anything.
Structure, payroll, equipment timing, retirement — handled — plus quarterly check-ins so it stays optimized as the business grows.
Most contractors have a preparer who files what already happened. We build proactive strategy specifically for trades businesses — structure, equipment, retirement, and timing — led by a Certified Tax Advisor with 24 years in practice and a 5.0 rating.